The UAE has been one of the fastest-growing economies in the world and is adopting advancing technology at a great pace. The Central Bank encourages customers to use digital platforms for banking services like e-wallets and mobile banking. eWallet app development in recent years has seen a surge around the world, and countries are adapting to the contactless and cashless economy happily.
Banks in the country have been offering their own apps to their customers to help their banking experiences be better. The pace of digital adoption in the United Arab Emirates is commendable, and the fintech industry is booming to new heights. One thing to mention here is the support the government is extending in developing a digital infrastructure that attracts private investments. Check the list of top ewallet mobile apps in UAE:
Top eWallet Mobile Apps in UAE
Google Pay

The eWallet app development company take Google Pay as the prime sample of a digital wallet application for the ease of transaction and navigation it offers. From p2p payments to paying your utility bills, Google Pay can take care of all your needs.
The most popular banks that have partnered with Google Pay are Emirates NBD, Emirates Islamic, Mashreq, Standard Chartered, etc.
There are many other banks that are set to partner with the app and offer ease to users to make payments from anywhere across the territory.
Read more: Top Digital Wallet Mobile Apps in South Africa
Samsung Pay

The mwallet application is quite popular among Samsung users around the world. The application is easy to use and can be used for any kind of transaction. Samsung Pay is one of the best p2p payment applications in the list and offers its users a detailed history of their transactions too. The UAE market is making the most of the application in its transformation journey.
These were some of the top ewallet mobile apps in UAE that are gaining popularity and promoting a contactless and cashless economy.
Rating 4.4 | Downloads – 10Cr+ | Reviews – 11.1L | Android |
Also read: How To Develop Apps Like Samsung Pay
AliPay

The next ewallet application on the list is AliPay.
Yes, China’s most popular online payment platform Alipay is gaining popularity in the UAE too. Established in 1994, the application has more than 70,000 merchants with around 200 financial institutions across 55 countries as its partners. The application offers a wide range of services and lets UAE merchants connect with the Chinese market.
The application is ladened with features like paying for bus and metro tickets etc. The application uses encrypted technology and is safe and secure to use.
Partnering with Alipay has given the UAE a boost in terms of easy transactions with other partnering countries too.
Payit

Another application that is gaining popularity in the UAE fintech market. The app by FAB, offers its users an uninterrupted and seamless payment experience. The app has partnered with many merchants and can be used to pay bills, shop, top-up mobile, and send money.
One need not pay anything extra to register on the app. They need not maintain a minimum balance. In fact, users need not have a bank account in order to use Payit Wallet.
The app has partnered with almost all the big brands in the country like Sharafdg, Emax, Jumpo, Bodyshop, Babyshop, Cineroyal, Novo Cinemas, and Joyalukkas.
One can use Payit to make international payments too.
Also read: Digital Banking App Development – Cost and Key Features
Etisalat

One thing that comes with digital transactions is convenience and security. Etisalat can be used to make payments for customers to pay utility bills, make purchases, transportation fees, top-up Etisalat’s mobile credit, and many other services.
The application is available on Android and iOS platforms and is designed to make banking more convenient and easier.
The application offers access to thousands of retailers and merchants who have partnered with it. All you need is an Etisalat mobile account and a valid credit or debit card from Visa or MasterCard.
From purchasing parking tickets in Dubai, Abu Sharjah, etc. to paying bills and recharges, Etisalat can be used for almost anything.
Emirates Digital Wallet

And the most popular ewallet mobile application in the Emirates is, Klip. It is a digital cash app that is quite popular and pushes digital transactions to new heights. It supports the government in adopting digital transformation and a cashless economy. The one-of-a-kind wallet was developed by the UAE Banks Federation and helped the banking sector to embrace the new technology.
The shift from Internet banking to mobile banking is rapid, and applications like Klip, which offer all the banking services and a lot more in a single app, have a major role in this shift.
Rating 3+ | Downloads – 50 | Android |
PayBy

PayBy offers a modern and secure digital payment solution that has gained widespread acceptance across various retail outlets, restaurants, and online stores globally. At the core of its appeal are several key features designed to enhance convenience and reliability for users.
QR code payments simplify transactions with a quick scan, ensuring swift and efficient payments at checkout. The platform also supports mobile recharge services, allowing users to top up their phone credits instantly, ensuring uninterrupted communication. For utility bill payments, PayBy enables users to settle bills swiftly through its intuitive interface, ensuring timely payments without the hassle of traditional methods.
Moreover, the platform offers in-app customer support, providing users with direct access to assistance and prompt resolution of inquiries, further enhancing the overall user experience. eWallet app development like PayBy stands out as a versatile and user-friendly digital payment solution, catering to the evolving needs of modern consumers and businesses alike.
Rating: 4.2 | Downloads: 5M+ | Platforms: iOS, Android |
Read more: How to Build Out a Mobile Wallet App
Mashreq Pay

Mashreq Pay, offered by Mashreq Bank, stands out as a robust digital wallet solution renowned for its advanced security features and user-friendly functionalities. Designed to meet the modern consumer’s needs, it offers a seamless experience for handling financial transactions with confidence.
The app’s standout features include contactless payments, enabling users to make swift and secure transactions simply by tapping their device. It also supports convenient bill payments directly from the app, streamlining the process of managing expenses.
Additionally, Mashreq Pay integrates loyalty rewards programs, allowing users to earn and redeem rewards seamlessly while using the digital wallet app development for transactions.
Rating: 4.0 | Downloads: 1M+ | Platforms: iOS, Android |
The Key Takeaway!
With digital transformation in full bloom and no industry being untouched by its influence, UAE has seen a surge in the number of ewallet payment applications. These applications not only make p2p transactions easy, but they are also transforming the b2b and b2c service sectors. Understanding the ewallet app development cost is essential for businesses aiming to capitalize on this growing trend.
If you are looking forward to digital wallet app development, connect with the most trusted e wallet app development company in UAE and see how your business idea turns into a working reality.