Custom Fintech Software Development Company

Being one of the best fintech app developers, Octal IT Solution - leading fintech software development company offering fintech mobile app development services, including Banking, E-Wallets, Crypto Wallets, Investment Apps, Crowdfunding Apps, and much more. Get fintech solutions that adhere to the compliances and regulations of the finance industry.

Talk to IT Experts
Projects Delivered

1500+ Ideas Projects Delivered

Apps Developed

$200M+ Funded Apps Developed

Industry Experience

16+ Years Of Industry Experience

Expert Programmers

99% Certified Expert Programmers

Fintech Mobile App Development Services for All Your Finance and Banking App Ideas

Partner with accredited fintech app developers to build a solution that is easy to interact with and scale in the future!

Have an amazing finance app idea but are unsure about the technological support? Well, partner with the best fintech mobile app development company and see your app idea turn into a working reality. Fintech brings tech-driven solutions to the market from digital money loans to e-commerce payment services to digital currency exchanges or stock trading applications. Everything is rooted inside the digital currency access and gives more edge to the fintech app development companies.

The Magic of Technology Intertwines with the World of Finance

Fintech is an umbrella term to cover various applications and fields that use digital transactions and technologies. Being the leading fintech app development company, Octal IT Solution provides solutions that run to solve any financial issues of the customers. With the allowance of technology like AI and ML into the applications, the fintech app development services effectively yield many desired solutions to the end customers.

Tailored Fintech Software Development Services to Satiate Your Business Needs

The Fintech app development services providers offer custom development services depending on your business needs. You can connect with us for your bespoke solutions and our fintech developers can help you from ideation to upgrading your existing solution.

01 Create a New FinTech App

Partner with our experts to build fintech apps that can help you showcase your business idea. The fintech developers work closely with your team to understand your business needs and create a solution that aligns with your business vision.

02 Integrate FinTech Functionalities

Instead of investing in the development of fintech mobile apps, you can integrate the fintech functionalities with your existing solution. The fintech solution providers can help you integrate fintech functionalities in your existing app, making it easier for users to get things done under one roof.

03 Update Your Legacy App

Partner with the top fintech software solution providers to upgrade your application to industry standards. Our experts understand with evolving technology a lot of things change and thus, can help you with a futuristic fintech application.

Benefits of Investing in Fintech Software Development

With the growing market need, investing in fintech app development can be a profitable move. Hire fintech app developers, share your requirements with them, and enter the market with a credible solution. Some of the benefits of fintech software development are:

Market Demand

Market Demand

From banking institutions to small government and non-government financial units, everyone seeks to go digital. With a surge in demand for such solutions, this is the right time to invest in user-friendly financial software development.

Enhance Customer Experience

Enhance Customer Experience

Entering the market with a fintech application would help you enhance user experience. Your users can avail of your services and review their transactions via the app instead of visiting you physically for petty things.

Save in Business Operations

Save in Business Operations

Partner with fintech software development service providers for solutions that automate your regular business operations. This would reduce the chances of human intervention and help you streamline the workflow.

Analyze Data Easily

Analyze Data Easily

With financial software development, you get APIs for data analysis integrated. This helps you record, monitor, store, and analyze the user data and transactions to offer custom services to your users.

Abide to Fintech Compliances

Abide to Fintech Compliances

Investing in fintech app development services makes it easier for you to get solutions that abide by the compliances and regulations of the local law. The fintech app development teams are well-acquainted with local and global regulations.

Scalability and Flexibility

Scalability and Flexibility

Investing in a fintech application gives you scope for future expansion and modifying your work terms. With an application, it is easier for you to change the solutions and deliver more value to your customers.

Ditch White Label Solutions and Get Custom Fintech Mobile App Solution Designed to Meet Your Business Needs!

Connect with reliable fintech app developers today!

Talk to IT Experts

Dynamic Panels for Fintech App Development

The finance app development team understands the needs and objectives of each user and designs custom panels for the app where every panel plays a vital role.

Let Your Users Carry Their Banks in Their Pockets!

  • User Registration
  • Check Balance Status
  • Add Balance
  • Transaction History
  • Pay Bills
  • See Offers

Talk to Consultant

Let the Vendors Manage Their Stores Easily!

  • Interactive Dashboard
  • Loyalty Points and Rewards
  • Manage Staff & Employees
  • Add Promotional Offers & Discounts
  • Add/manage Products
  • Manage EMI Payments

Talk to Consultant

Manage Your Business Your Way

  • Dashboard
  • Manage the Users
  • Usage Analytics
  • Add/Block Features
  • New Offers
  • Manage the Contacts

Talk to Consultant

Exemplary Fintech Software Development Features to Serve Safer Solutions

Our financial app developers integrate exclusive features to accelerate your business growth regardless of the business domain.

Seamless Account Integration

Seamless Account Integration

Users can connect all their financial accounts effortlessly in one place, giving them a complete overview of their finances and transactions.

Smart Budgeting Tool

Smart Budgeting Tool

Integrate smart budgeting tools that analyze users’ spending habits, categorize their expenses, and offer personalized insights to help them reach their financial goals.

Real-time Expense Tracking

Real-time Expense Tracking

Let your users track their expenses in real-time by receiving instant notifications for every transaction and gaining a clear understanding of how they’re managing your money.

Automated Savings

Automated Savings

Users can set up automatic savings plans that make saving money a breeze, whether it’s rounding up your purchases or allocating a percentage of your income towards savings.

Bill Payment Reminders

Bill Payment Reminders

Hire fintech app developers to never miss a bill payment again with helpful reminders, ensuring you stay on top of your financial obligations and avoid late fees or penalties.

Enhanced Security Measures

Enhanced Security Measures

Get a fintech app security solutions with enhanced security measures, such as two-factor authentication, biometric login options, and robust encryption protocols, ensuring the safety of your users’ financial data.

Investment Tracking

Investment Tracking

The fintech mobile app development users can easily track their investments, monitor market trends, and manage their investment portfolio directly within the app.

Customizable Dashboard

Customizable Dashboard

Allow your users customize their app’s dashboard to prioritize the information and features that matter most to them, creating a personalized user experience.

Make Transactions Secure with Custom Fintech Software Development. Partner with Our Fintech App Developers for Advance Solutions


Talk to IT Experts

Integrating Advanced Interfaces with Your Fintech Solutions

The fintech app developers working at Octal IT Solution, ensure your solutions are integrated with modern feature sets making them scalable and futuristic. With evolving technology, we affirm your solutions have a competitive edge.


Multiple Account Management

If the user has multiple accounts registered with the same details, they can access all their accounts easily with one application.


Cross Platform Functionality

Partner with our fintech app development company to get a cross-platform application that is accessible over various OS.


Dynamic KYC Solutions

Let users upgrade KYC solutions themselves with built-in features. This allows users to get verified on the app easily.


Multiple Authentication Feature

To ensure security and safety, the fintech software developers integrate multiple authentication features with the app.


Calculators for Loan and Tax

The loan and tax calculating features help users calculate the estimated amount they may have to pay as the process completes.


Customer Data Management

We use advanced data management solutions to ensure the data is arranged well and none of your customer data is lost.

Advanced Technologies to Create Secure Custom Fintech Solutions

The fintech app development service providers utilize the latest technology to create solutions that let users make faster, safer, and easier transactions. With evolving technology, you can get a fintech app security solutions that makes your app stand out from the crowd.


The blockchain developers associated with our financial software development company, integrate advanced security into your solutions. We have delivered distributed ledger projects that are acing the game in their domains. Our team understands the threats & fraud associated with fintech applications and delivers solutions that are protected against these.

Artificial Intelligence

Artificial Intelligence has been transforming the way the world interacts with the digital arena. Fintech app development service providers use AI solutions like biometric identification, user behavior, unusual transactions, etc. Also, with behavioral analysis, it becomes easier for financial institutions to track any suspicious activity and check back with the user before the transaction to avoid any theft.

Big Data

Data analysis plays a significant role in expanding and growing your business. The data science, analytics and fintech software development services providers integrate functionalities to manage, store, access, and analyze data and help you understand the market trends. This would help you engage with your customers with their preferences and needs making it easier to create a strong presence in the market without much trouble.

Augmented Reality

With augmented reality and virtual reality changing the mobile app scenario, we make sure to explore the different worlds of immersive technologies in your fintech application. Our experts use advanced technologies to deliver custom fintech solutions that need little to no updates in the long run.

Robotics Process Automation

With automation cut down all the extra charges and efforts in managing your business. Accelerate your business growth by streamlining your workflow and automating repetitive mundane tasks.

Technology Stack for Finance Software Development

We are a team of leading financial software application developers with an in-depth understanding of the financial environment. We use the best tools and technologies for financial software services to ensure top-graded solutions.

Programming Languages

  • Front End And Back End: HTML, CSS, JavaScript, .NET, Java, Python, Node JS, PHP, Go
  • Front End JavaScript Frameworks: Angular, React, Meteor, Vue.js, Next.js, Ember.js

Web And Mobile App Development Platforms

  • Mobile: iOS, Android, Xamarin, Cordova, PWA, React Native, Flutter, Ionic
  • Desktop: C++, Qt, C#, Microsoft WPF, Objective-C, Python, Swift


  • SQL: Microsoft SQL Server, MySQL, Azure SQL, Oracle, PostgreSQL, Apache Cassandra, Hive, HBase, NiFi, MongoDB

Cloud Databases, Warehouses, and Storage

  • AWS: Amazon Simple Storage Service, Redshift, DocumentDB, RDS, AWS Elasticache
  • Azure: Data Lake, Blob Storage, Cosmos DB, SQL Database, Synapse Analytics, Kinect DK, RTOS
  • Google Cloud Platform: Google Cloud SQL, Google Cloud Datastore

Building the Right Fintech Application: One Step at a Time

As a leading Fintech Software Development Company, we follow a well-planned financial software development process, prioritizing transparency during development and quality in deployment.


The Research and Analysis Phase!

  • Market Research & Exploration
    The market study that includes research about competitors, challenges, market scope, current trends, target market needs, and more is the first step when it come to fintech software development.
  • Security Laws & Regulations
    The fintech solution you are intended to develop must involve a good legal standing. Each country has its own set of legal requirements that must be followed while starting a Fintech business.
  • 2

    Choosing the Right Resources!

  • Choosing the Technology Stack
    Some of the most used programming languages for a Fintech app are C#, C++, Python, Kotlin, Java, and Ruby. You can also take the help of your chosen Fintech app development company as they have enough experience in this field to guide you on the right path.
  • Selecting the Fintech Team Structure
    While setting up a fintech services business, you need a well-built application to make it successful and therefore, having the right team structure becomes more essential including project managers, designers, developers, and quality testers.
  • 3

    Design That Speaks for Itself!

  • Design UI/UX
    A striking but simple UI design will help your Fintech business to have a large customer base by providing users with a smooth usability experience.
  • Features to Include
    Try to include features that can build fintech app more cost-effective, innovative, secure, faster, and most importantly, user-friendly. Consider that you don’t need to put lots of features into the app, just keep required and limited ones needed by users.
  • 4

    Development and Deployment!

  • MVP Development
    An MVP will bring value to your business and provide you the chance to improve the app as per the users’ feedback. It is a great and most adaptable way to market your app and grab more and more investors.
  • Financial App Deployment
    Choosing the right deployment platform is significant for setting up a fintech software development services business appropriately, either Android or iOS. If you go for a hybrid app, you will end up having a huge customer base. After deploying, upgrade it time-to-time to keep it competitive.
  • Different Apps Fintech Software Development Company Create

    Top fintech app development services providers create various digital transaction solutions depending on your business type and requirements.

    Payment Gateway

    One of the requests that most businesses make is to create a custom payment gateway for their solutions. The fintech software development services providers create easy payment solutions so that users do not toggle between the applications to make payments.

    EWallet Application

    We can create e-wallet applications that are safe and secure. Users can make transactions over the application without worrying about their data being at risk. From cashless to card-less payments, we make sure users get all the convenience and security they may need.

    Loan Lending Applications

    Advance cash and loan lending applications are gaining popularity because of the ease and convenience they offer to users. With less paperwork and auto debit options, users find it easier to borrow and repay money from these applications over banks and other sources.

    Banking Applications

    With the digital shift in the industry, banks too have moved most of their services online. We can help you create, manage, upgrade, or migrate your banking solution to the latest technology with advanced security features.

    Insurance Applications

    Insuretech app developers can create an insurance management application that makes it easy for users, insurance companies, and agents to communicate and transact without any physical communication.

    Investment Applications

    From personal finance management applications to stock marketing and budgeting applications, the fintech app development company can create solutions for all kinds of solutions. With our easy-to-use solutions users can manage, check, and track their investments hassle-free.

    Crowdfunding Platform Development

    Partner with the experts at our fintech software company to get solutions that let you raise and evaluate the amounts for crowdfunds. With features like debt management, investment calculator, digital document manager, etc. our team deploys secure custom fintech solutions.

    Advance Cash

    As a top-rated financial software development company, we deliver advance cash solutions that make it easier for users to take advance cash before their salary day and clear their debts as the salary is credited. The solutions we deploy are user-centric and easy to use.

    Open Banking Platform Development

    We make sure the finance software solutions we offer are integrated with advanced features. The advanced analysis and deep learning algorithms help in identifying and categorizing users of your open banking platform and managing their investments.

    Most Popular Applications by Our Fintech App Developers

    Here are some of the best applications our fintech app developers worked on

    Security Features for a Credible Fintech Software Solution

    As a leading financial software development company, we are dedicated to researching, inventing, and innovating. We stay up to date with the latest trends and technologies in the fintech industry, allowing us to offer comprehensive support in every phase of fintech application development. Our fintech app developers are well-versed in the intricacies of the fintech landscape, ensuring that your app meets the highest standards of quality and functionality. Partner with us and experience the difference as we transform your fintech vision into a reality, helping you unlock new opportunities and drive success in the rapidly evolving financial landscape.

    Let your users experience a revolutionary transformation in finance management, as we empower them to effortlessly take control of their money like never before.

    • Cybersecurity Measures
    • Data Privacy and Compliance
    • Open Banking APIs
    • FinCen
    • PSD2
    • GDPR

    Let Your Users Navigate the Future of Finance with Ease

    Connect with our Fintech app developers for a safe and secure solution!

    Talk to Consultant

    Fintech Solutions - Empowered by Advanced Security

    We understand how to create a fintech app, and our experience of building a fintech app allows us to build a solution that meets everything related to finance. Transportation

    128-bit SSL Security

    The SSL certificate prevents the data from being stolen or tampered by third parties through encrypting the data between the user and the webserver.


    We use Burrpsuite to qualify the application security. We strive to make sure the application is completely secure to use for all users.

    Rest API Protocol

    At our Fintech mobile app development company, to enhance the speed and security of the application, we use Rest protocol for the backend coding.


    For helping users to avoid remembering login passwords, we integrate the biometric of mobile device with the FinTech application.


    Being a trusted Fintech software development agency in the market, we ensure the fintech app security solutions you get are safe and secure.


    The financial software development services abide by ePrivacy regulations to offer a secure transaction environment to the users and financial institutions.


    Our company sticks to PA-DSS integrations to ensure confidential data like PIN, magnetic strip, or CVV aren’t saved in the finance software we deploy.


    The fintech app developers abide by other data security protocols like PCI-DSS for safer payments. We understand the vulnerability and threats of such solutions.

    What Makes Octal the Right Fintech App Development Company?

    Try and Buy Model

    Updated Tech Experts

    Quick Team Scaling

    Sign NDA for Confidentiality

    Security and IP Protection

    Round the Clock Availability

    Multiple Engagement Model

    User-Centric Development

    Advanced Tech Stack

    Meet Stringent Deadline

    Effective Synergy

    Global Clientele

    Frequently Asked Questions

    Here are the answers to some common questions regarding our fintech app development services.

    We develop a wide range of fintech applications, including:

    • Ewallet Apps
    • Stock Trading Apps
    • Insurance Apps
    • Cryptocurrency Apps
    • Investment Apps
    • Crowdfunding Apps
    • Money Saving Apps
    • Digital Wallet Apps

    • Market Research & Exploration
    • Security Laws & Regulations
    • Choosing the Technology Stack
    • Selecting the Team Structure
    • Design UI/UX
    • Features to Include
    • MVP Development
    • App Deployment

    • Seamless Account Integration
    • Smart Budgeting Tool
    • Real-time Expense Tracking
    • Automated Savings
    • Bill Payment Reminders
    • Enhanced Security Measures
    • Investment Tracking
    • Customizable Dashboard

    The development time of the fintech app depends upon the type of the app, features, platforms, and complexity. However, it takes around 3-6 months to build a fintech app.

    The fintech app development cost depends upon various factors, such as the type of app, features, complexity and platform. A simple fintech app costs around $30,000 to $50,000, while a complex fintech app costs around $80,000 to $150,000.

    What Makes Us the Buzz of Tech Town

    Here’s what our business partners say about us.

    Ms. Joyce Mesick

    Founder, Finding Trusted Care

    Project summary: Finding Trusted Care

    Octal IT Solution has created a caregiver company’s flagship platform and app. Their resources have also worked on the firm’s website design. Around eight teammates work directly with the client on the project.

    • Budget $50,000 to $199,999
    • Duration May 2022 – Ongoing
    • What They Say? Read Full Review

    Mr. Michael Tan

    Project Manager, Clarins Pte Ltd

    Project summary: Clarins

    Octal IT Solution was hired by a skin care brand to build their inhouse claiming system. They used PHP for the development of their project.

    • Budget $10,000 to $49,999
    • Duration Jan. 2019 – Aug. 2020
    • What They Say? Read Full Review

    Mr. Ashutosh Walia

    VP Gaming, Hungama

    Project summary: Hungama

    An entertainment company hired Octal IT Solution to develop their mobile app, which was meant to be viewed as a gaming platform for the entertainment industry.

    • Budget $10,000 to $49,999
    • Duration Sep. 2022 – Jan. 2023
    • What They Say? Read Full Review

    Ms. Kanchana Gupta


    Project summary:

    Octal IT Solution has designed and developed a web platform and a mobile app for a mentoring platform. They’ve used React.js to build the web platform and have created the mobile app for Android and iOS.

    Tech Talk: Stay Up-to-Date with Our Latest Insights

    We have our eyes on what’s new in the tech world and bring you the latest updates here!

    Fintech App Development Companies
    January 18th 2024

    Fintech is short for Financial Technology, which is used to describe a new technology that seeks to automate and digi...

    Read More
    Personal Finance Management App Development
    November 1st 2023

    Thanks to those who developed personal finance management apps, I can at least manage my expenses well. We all know f...

    Read More
    Mobile Banking App Development
    October 10th 2023

    Mobile app for banking saves 45 minutes of use a month, as per the report. Mobile banking app development facilities,...

    Read More

    Octal In The News

    Octal IT Solution Has Been Featured By Reputed Publishers Globally

    Let’s build something great together!

    Connect with us and discover new possibilities.

      Gain More With Your Field Service

      We’re always keeping our finger on the pulse of the industry. Browse our resources and learn more.

      Let's schedule a call
      Mobile App Development Mobile App Development