Payment Gateway Development Company

Grab your hands on the industry’s safest payment processing solutions that assure accuracy and security. Build the most powerful PCI DSS compliant payment gateway solution for iOS and Android that enables you to send and receive payments in the most secured manner possible. Get in touch with developers at Octal IT Solution, one of the leading custom payment application development service providers in the world, to create your next innovative payment gateway development project.

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Projects Delivered

1500+ Ideas Projects Delivered

Apps Developed

$200M+ Funded Apps Developed

Industry Experience

16+ Years Of Industry Experience

Expert Programmers

99% Certified Expert Programmers

What Makes Us The Preferred Payment Gateway Development Company?

Referring to the number of online payment transactions happening today as countless won’t be an understatement. The figures are huge and they are increasing with more and more businesses integrating payment gateways to their existing apps and websites. With this rising trend of online payment processing, payment gateway app development companies come into the picture because they are the ones detecting frauds and validating purchases. Octal is one of the leading service providers of custom payment gateway apps that ensures security through stringent protocols and technologies while serving the best possible option for your business.

Fraud Prevention – Risk estimation is one of the foremost things of any payment gateway application development project. We, at Octal, do it immaculately by following top-notch encryption standards, strict KYC, 3D secure transactions, and PCI DSS compliance.

Merchant Experience – For marketplaces involving numerous merchants and never-ending customers, safe payment processing is all the more important. We create clean UIs for easy understanding and authenticity in addition to adding multiple merchant-specific features.

User Experience – While developing a custom payment gateway we focus on delivering a convenient experience to the end-users with a transparent checkout process, trusted vendor support, seamless integration of third-party APIs, and a user-friendly interface.

Advanced Data Processing – In layman terms, we are talking about AI-powered payment gateways that assist in detecting risks before the damage and play an important in callback handling, recurring transactions, and transaction reconciliation.

Payment Gateway Development Solutions - User & Admin Perspective

With payment gateway app solutions you not only manage incoming funds more effectively but also can provide your customers a completely secure environment for payments that are free of risks and online fraud. Our experts spend hours devising the right strategy and planning a solution for your business that suits your distinguishing requirements and elementary demands.

Admin Panel

  • Feature-rich dashboard
  • Transaction history
  • Settlement reports
  • Customized reporting
  • Sub-users
  • Manage profiles
  • Manage transactions
  • Manage disputes
  • Manage refunds and returns
  • Edit return URLs
  • Fraud and risk mitigation
  • Advanced analytics
  • Downloadable transactions/statements
  • Invoicing with bulk invoice payment option

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User Panel

  • Multiple payment options
  • Express checkout
  • Dynamic routing
  • EMI facility from multiple banks
  • Invoice payments
  • Retry option
  • Highest-grade security
  • Recurring payments option
  • Multi-currency payments
  • One-click payments
  • Dispute submissions
  • Buy now/pay later feature
  • Contactless payments
  • Digital wallets support

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Core Features of Payment Gateway App Development

The need of the hour is to evolve. Industries are evolving and so do businesses around the globe. One critical aspect of a business that’s transforming big time is payment processing. Online payments are the new normal for even a business that did not have a clue about it a few years back. Digital payments not only come with contactless benefits amid Covid times but also provide a smooth and seamless experience to the users and merchants. Secure transactions are desired on every front. Addressing the same, we at Octal, provide avant-garde payment gateway app development services that are governed by security and simplicity. Following are the features we incorporate in a future-ready payment gateway app.

3D Secure Transactions

3D Secure Transactions

Two-factor authentication (2FA) creates an added layer of security over the top of password protection procedures during 3D secure payments. This makes payment processing safe and prevents card-not-present fraud.

One-click Payments

One-click Payments

An incredibly useful feature for loyal or repeat customers who can complete their transaction with just a click, making it clean and quick. It also aids in customer retention and increases conversions.

Numerous Payment Options

Numerous Payment Options

Empower your payment gateway application with numerous payment options so users don’t abandon purchases due to a payment medium they don’t prefer using or simply don’t trust.

Recurring Payments

Recurring Payments

Maximize long-term revenue by enabling recurring payments for repeat customers. Invest in custom payment application development to eliminate manual monthly payments and make your customers’ lives easier.

Transaction Management

Transaction Management

Make most of the payment processing app by having full control over it from a single dashboard. Manage transactions with ease. Consult our skilled payment gateway app developers for the best possible option.

Multi-currency Processing

Multi-currency Processing

Don’t worry about your international customers, build a custom payment gateway app that can handle real-time multi-currency processing and settle a variety of global currencies with just a click.

Dispute Management

Dispute Management

Handle customer-merchant disputes with our intelligently designed payment processing app solutions. Save time, effort, and money by building an app that complies with card brand rules and regulations.

Fraud and Risk management

Fraud and Risk management

Our smart payment processing solutions help you mitigate risks at every level and build a reliable solution that effectively prevents fraud and maximizes successful transactions.

Customized Reporting

Customized Reporting

Businesses are managed effectively with insights obtained from past transactions and operations. Our smart payment gateway apps provide you customized and advanced analytics for better business operations.

Express Checkout

Express Checkout

Allowing customers to safely save their payment details can add to their trust and build long-term relationships. Express checkouts are all the more essential in today’s digital working environments.

Multibank EMI feature

Multibank EMI feature

Incorporating this feature in your payment gateway app development project can benefit merchants to sell higher-value products or services while providing customers the ease of payment in installments.

Customer Support

Customer Support

Round-the-clock support for customers is highly desirable which requires third-party software integration. Ensure to build a custom payment gateway app that seamlessly works with 3rd-party APIs.

Payment Gateway Development Services We Provide


EMV Development Services

Payment gateway app developers at Octal can create EMV-compliant solutions that take care of customer security as well as meet the industry’s payment standards.


PCI DSS Compliance

Payment Card Industry Data Security Standards (PCI DSS) ensures the protection of customer’s payment data. Our solutions comply with its essential guidelines that assure security and build trust.


Payment Processing Solutions

Payment processing is smooth and transactions are seamless with our avant-garde payment processing solutions that accept payments from credit/debit, prepaid/gift cards, etc with ISO and MSP models.


MSP & ISO Payment Integration

We empower clients with the power of easy accessibility with custom payment gateway app development and integration services for Member Service Provider (MSP) and Independent Sales Organization (ISO).


Payment Integration Services

As a part of our payment gateway app development services, we provide third-party API integration with your preferred payment gateways like PayPal, Stripe, etc. for complete infrastructure and direct payments on the go.


Multi-Currency Processing

Don’t fret if you have international customers, we take care of the payments from abroad. All you need to do is share your requirements for custom payment application development with us, and leave the rest on us.

There’s More To Payment Gateway App Development

Creating a payment processing app requires skills, hands-on experience, and knowledge of rules and regulations prescribed by banks and credit card vendors. We do extensive research of the project to be developed along with the formalities and criticalities associated with it. We follow a sophisticated approach to building a customized payment gateway app that suits industry norms and matches your unique demands.

End-to-End (E2E) encryption

A complete set of protection protocols is followed to maintain end-to-end encryption so that payment processing doesn’t get hampered and the payment details of involved parties remain safe.


It is an alternative to end-to-end encryption that converts sensitive data into meaningless tokens that can be validated and processed with original data by a trusted authority or party at a later stage.

E-Commerce Payment API Integration

We integrate your e-commerce store with your custom payment gateway app for accepting payments most effectively and securely.

Mobile Integration

Our experienced and skillful payment gateway app developers integrate iOS and Android apps with a custom-built payment processing gateway with support for EMV chip-card hardware.

POS System Integration

Our developers are capable of integrating your POS system with an advanced payment gateway for accepting all forms of incoming payments from credit/debit cards, digital wallets, gift cards, and more.

Hardware Security Module (HSM)

It is a technology used by financial institutions for storing data at the end of a point-to-point encryption chain through a potent hardware device. The stored data is protected by encryption keys.

What Makes Us the Buzz of Tech Town

Here’s what our business partners say about us.

Ms. Joyce Mesick

Founder, Finding Trusted Care

Project summary: Finding Trusted Care

Octal IT Solution has created a caregiver company’s flagship platform and app. Their resources have also worked on the firm’s website design. Around eight teammates work directly with the client on the project.

  • Budget $50,000 to $199,999
  • Duration May 2022 – Ongoing
  • What They Say? Read Full Review

Mr. Michael Tan

Project Manager, Clarins Pte Ltd

Project summary: Clarins

Octal IT Solution was hired by a skin care brand to build their inhouse claiming system. They used PHP for the development of their project.

  • Budget $10,000 to $49,999
  • Duration Jan. 2019 – Aug. 2020
  • What They Say? Read Full Review

Mr. Ashutosh Walia

VP Gaming, Hungama

Project summary: Hungama

An entertainment company hired Octal IT Solution to develop their mobile app, which was meant to be viewed as a gaming platform for the entertainment industry.

  • Budget $10,000 to $49,999
  • Duration Sep. 2022 – Jan. 2023
  • What They Say? Read Full Review

Ms. Kanchana Gupta


Project summary:

Octal IT Solution has designed and developed a web platform and a mobile app for a mentoring platform. They’ve used React.js to build the web platform and have created the mobile app for Android and iOS.

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